Nanjing vs. Surat: Detailed 2026 Cost of Living & Quality Comparison

Nanjing Nanjing Image by:Abderrahmane Habibi
Surat Surat Image by:The Glorious Studio

Nanjing presents a significantly more expensive option for living compared to Surat, particularly concerning property values and overall cost of living. The average property price in Nanjing is substantially higher, reflecting a marked difference in the real estate market between these two major cities. While both cities offer distinct advantages, Nanjing's higher cost structure is immediately apparent when examining the data provided.

Climate Index
80.6 / 58.7
Cost of Living Index
30.5 / 18.5

Nanjing   Surat

In terms of quality of life factors, the two cities show contrasting profiles. Nanjing generally exhibits better environmental metrics, with a significantly lower Pollution Index (15.30 vs. 55.76). However, Surat has a considerably shorter average commute time (26.40 vs. 40.00), potentially offering a more relaxed daily routine for its residents despite the higher pollution levels. Both cities face challenges in certain quality aspects, but the data suggests different trade-offs.

Health Care Index
75.2 / 67.6
Pollution Index
70.7 / 55.8

Nanjing   Surat

When delving into specific cost categories, the disparities become clearer. Nanjing's grocery prices for staples like milk and bread are higher than Surat's, though dining out expenses at mid-range restaurants are also more elevated in Nanjing. Utilities for an 85m² apartment are notably cheaper in Surat, reflecting broader savings in living expenses across most categories when comparing the two cities.

Property Price to Income Ratio
17.8 / 7.7
Purchasing Power Index
118.9 / 53.6

Nanjing   Surat

The fundamental difference in affordability between Nanjing and Surat is undeniable. Surat offers a significantly lower cost of living overall, with average monthly expenses expected to be considerably less than those in Nanjing. This makes Surat a more budget-friendly option for individuals or families prioritizing lower expenditure, even if it means potentially compromising on certain quality-of-life indicators like air quality.

Quality of Life Index
158.4 / 141.5
Safety Index
87.5 / 66.6

Nanjing   Surat

Ultimately, the choice between Nanjing and Surat hinges on individual priorities regarding lifestyle, environmental factors, and budget. Nanjing offers advantages in certain quality metrics but comes with a substantially higher price tag for housing and daily living expenses. Surat provides a more affordable lifestyle but with trade-offs in environmental quality and potentially other quality-of-life factors.

Traffic Commute Time Index
43.8 / 26.4

Nanjing   Surat

Real estate & living comparison

Nanjing Surat
Buy Apartment Price » Price per Square Meter to Buy Apartment in City Centre 5651.15 USD 718.78 USD
Buy Apartment Price » Price per Square Meter to Buy Apartment Outside of Centre 3198.41 USD 323.93 USD
Rent Per Month » 1 Bedroom Apartment in City Centre 483.25 USD 225.82 USD
Rent Per Month » 1 Bedroom Apartment Outside of City Centre 300.43 USD 519.86 USD
Rent Per Month » 3 Bedroom Apartment in City Centre 1018.21 USD 462.1 USD
Rent Per Month » 3 Bedroom Apartment Outside of City Centre 532.81 USD 217.86 USD
Salaries And Financing » Annual Mortgage Interest Rate (20-Year Fixed, in %) 3.56 USD 9.17 USD
Salaries And Financing » Average Monthly Net Salary (After Tax) 1245.33 USD 368.69 USD
Salaries And Financing » GDP Growth Rate: 5.25 USD 8.15 USD
Salaries And Financing » GDP Per Capita ($) : 22100 USD 9200 USD
Salaries And Financing » Population Growth Rate: 0.23 USD 0.72 USD
Buy Apartment Price » Price per Square Meter to Buy Apartment in City Centre 5651.15 USD 718.78 USD
Buy Apartment Price » Price per Square Meter to Buy Apartment Outside of Centre 3198.41 USD 323.93 USD
Childcare » International Primary School, Annual Tuition per Child 21763.1 USD 915.68 USD
Childcare » Private Full-Day Preschool or Kindergarten, Monthly Fee per Child 1441.7 USD 34.3 USD
Clothing And Shoes » Jeans (Levi's 501 or Similar) 48.04 USD 24.17 USD
Clothing And Shoes » Men's Leather Business Shoes 94.31 USD 34.03 USD
Clothing And Shoes » Nike Running Shoes (Mid-Range) 67.1 USD 45.96 USD
Clothing And Shoes » Summer Dress in a Chain Store (e.g. Zara or H&M) 34.59 USD 25.55 USD
Markets » Apples (1 kg) 2.04 USD 1.61 USD
Markets » Bananas (1 kg) 1.25 USD 0.67 USD
Markets » Bottle of Wine (Mid-Range) 14.51 USD 7.92 USD
Markets » Bottled Water (1.5 Liter) 0.6 USD 0.33 USD
Markets » Chicken Fillets (1 kg) 2.79 USD 2.91 USD
Markets » Cigarettes (Pack of 20, Marlboro) 3.63 USD 3.81 USD
Markets » Domestic Beer (0.5 Liter Bottle) 0.93 USD 2.11 USD
Markets » Eggs (12, Large Size) 1.26 USD 0.99 USD
Markets » Fresh White Bread (500 g Loaf) 2.05 USD 0.54 USD
Markets » Imported Beer (0.33 Liter Bottle) 1.48 USD 3.53 USD
Markets » Lettuce (1 Head) 0.89 USD 0.52 USD
Markets » Local Cheese (1 kg) 10.3 USD 4.69 USD
Markets » Milk (Regular, 1 Liter) 2.16 USD 0.72 USD
Markets » Onions (1 kg) 0.91 USD 0.46 USD
Markets » Oranges (1 kg) 1.7 USD 0.91 USD
Markets » Potatoes (1 kg) 0.85 USD 0.4 USD
Markets » Tomatoes (1 kg) 1.05 USD 0.64 USD
Markets » White Rice (1 kg) 0.8 USD 0.7 USD
Rent Per Month » 1 Bedroom Apartment in City Centre 483.25 USD 225.82 USD
Rent Per Month » 1 Bedroom Apartment Outside of City Centre 300.43 USD 519.86 USD
Rent Per Month » 3 Bedroom Apartment in City Centre 1018.21 USD 462.1 USD
Rent Per Month » 3 Bedroom Apartment Outside of City Centre 532.81 USD 217.86 USD
Restaurants » Bottled Water (0.33 Liter) 0.26 USD 0.19 USD
Restaurants » Cappuccino (Regular Size) 2.94 USD 1.84 USD
Restaurants » Combo Meal at McDonald's (or Equivalent Fast-Food Meal) 5.08 USD 3.26 USD
Restaurants » Domestic Draft Beer (0.5 Liter) 1.45 USD 3.26 USD
Restaurants » Imported Beer (0.33 Liter Bottle) 2.18 USD 3.54 USD
Restaurants » Meal at an Inexpensive Restaurant 2.9 USD 3.26 USD
Restaurants » Meal for Two at a Mid-Range Restaurant (Three Courses, Without Drinks) 23.79 USD 10.88 USD
Restaurants » Soft Drink (Coca-Cola or Pepsi, 0.33 Liter Bottle) 0.46 USD 0.51 USD
Salaries And Financing » Annual Mortgage Interest Rate (20-Year Fixed, in %) 3.56 USD 9.17 USD
Salaries And Financing » Average Monthly Net Salary (After Tax) 1245.33 USD 368.69 USD
Sports And Leisure » Cinema Ticket (International Release) 5.8 USD 2.99 USD
Sports And Leisure » Monthly Fitness Club Membership 27.2 USD 19.28 USD
Sports And Leisure » Tennis Court Rental (1 Hour, Weekend) 33.37 USD 7.71 USD
Transportation » Gasoline (1 Liter) 1.14 USD 1.09 USD
Transportation » Monthly Public Transport Pass (Regular Price) 29.02 USD 5.44 USD
Transportation » One-Way Ticket (Local Transport) 0.29 USD 0.24 USD
Transportation » Taxi 1 Hour Waiting (Standard Tariff) 8.71 USD 1.09 USD
Transportation » Taxi 1 km (Standard Tariff) 0.39 USD 0.22 USD
Transportation » Taxi Start (Standard Tariff) 1.6 USD 0.6 USD
Transportation » Toyota Corolla Sedan 1.6 (or Equivalent New Mid-Size Car) 16211.09 USD 19352.24 USD
Transportation » Volkswagen Golf 1.5 (or Equivalent New Compact Car) 18846.85 USD 12511.29 USD
Utilities (Monthly) » Basic Utilities for 85 m2 Apartment (Electricity, Heating, Cooling, Water, Garbage) 50.37 USD 36.69 USD
Utilities (Monthly) » Broadband Internet (Unlimited Data, 60 Mbps or Higher) 6.96 USD 7.59 USD
Utilities (Monthly) » Mobile Phone Plan (Monthly, with Calls and 10GB+ Data) 7.65 USD 3.52 USD
Population 8,422,000 6,538,000

Last updated: 2026-03-07

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