Surat vs. Baghdad: Detailed 2026 Cost of Living & Quality Comparison

Introduction

Climate Index

58.7 / 36.5

Cost of Living Index

18.5 / 34.2

Surat   Baghdad

h2 This report provides a detailed comparison of the cost of living and quality of life between Surat, India, and Baghdad, Iraq, based on available data. The analysis covers key aspects such as housing, food, transportation, utilities, childcare, education, and economic indicators. Both cities present distinct profiles, with Surat offering a lower cost of living but potential economic growth opportunities, while Baghdad provides higher purchasing power in certain areas but faces significant challenges in quality of life. ---

Housing Costs

Health Care Index

67.6 / 36.9

Pollution Index

55.8 / 92.2

Surat   Baghdad

h2 Surat has significantly lower housing costs compared to Baghdad. The average price per square meter for an apartment in Surat is approximately $2,000, while in Baghdad, it is around $3,900 in the city center and $1,430 outside. Monthly rent for a 1-bedroom apartment in Surat averages $150–$200, whereas in Baghdad, it ranges from $300 to $550 depending on the location. While Surat offers more affordable housing, Baghdad’s property prices may provide better value for those with access to higher incomes or mortgages. ---

Food and Daily Expenses

Property Price to Income Ratio

7.7 / 20.9

Purchasing Power Index

53.6 / 55.8

Surat   Baghdad

h2 Baghdad generally offers lower prices for food and daily goods compared to Surat. For example, a loaf of bread costs $0.80 in Baghdad versus $1.20 in Surat, and a kilogram of white rice is $1.55 in Baghdad versus $2.00 in Surat. However, dining out and fast-food options are more expensive in Surat. A mid-range restaurant meal for two people costs around $15–$20 in Surat, while in Baghdad, it is approximately $15–$20 as well, though imported goods and certain restaurant items are more costly in Baghdad. ---

Transportation and Utilities

Quality of Life Index

141.5 / 60.1

Safety Index

66.6 / 46.3

Surat   Baghdad

h2 Baghdad has lower gasoline prices ($0.58 per liter) compared to Surat ($1.00 per liter). Public transportation in Baghdad is also cheaper, with a monthly pass costing around $10–$15 versus $20–$25 in Surat. Utilities, however, are significantly more expensive in Baghdad. Monthly utility bills for an 85 m² apartment can reach $209, compared to $70–$100 in Surat. ---

Childcare and Education

Traffic Commute Time Index

26.4 / 53.1

Surat   Baghdad

h2 Baghdad offers lower childcare costs relative to its income levels. Monthly preschool fees are around $181, while in Surat, they are approximately $100–$150. International primary school tuition is also lower in Baghdad ($3,614 annually) compared to Surat ($10,000–$15,000 annually). However, the quality of education and access to international schools may vary significantly between the two cities. ---

Economic Indicators

h2 Surat has a lower GDP per capita ($2,000) but a higher GDP growth rate (assumed at 7–8%) compared to Baghdad ($12,700) with a slower growth rate (assumed at 3–4%). The annual mortgage interest rate in Surat is around 8–10%, while in Baghdad, it is significantly lower at 3–4%. This makes housing more affordable for those with access to mortgages in Baghdad. ---

Quality of Life

h2 Baghdad has pockets of high-quality living, particularly in areas like Al-'aziziyah and Saddat-al-hindiyah, where the quality of life index exceeds 80. Surat generally offers a better overall quality of life, with fewer environmental concerns and more stable infrastructure. However, Baghdad faces challenges related to pollution, security, and public services, which can impact the daily lives of residents. ---

Conclusion

h2 Surat and Baghdad present contrasting profiles for potential residents and investors. Surat offers a lower cost of living and a more stable quality of life, making it suitable for those seeking affordability and stability. Baghdad, while more expensive in certain areas, may appeal to those with higher incomes or access to mortgages due to its lower cost in some categories and higher GDP. The choice between the two cities depends on individual priorities, financial capacity, and tolerance for specific challenges such as pollution or economic instability.