Surrey vs. Duluth: Detailed 2026 Cost of Living & Quality Comparison

Surrey presents a significantly more expensive housing market compared to Duluth, with notably higher average monthly rents for both one and three-bedroom apartments, regardless of location (City Centre or Outside). However, Surrey residents earn substantially higher average monthly salaries, suggesting a potential higher standard of living if income fully covers expenses. Duluth offers considerably lower housing costs, but the lower average income may limit residents' ability to fully capitalize on this advantage. Both cities provide public transportation options, though the specifics differ.

Duluth demonstrates a clear advantage in transportation costs, particularly fuel. The price per litre for gasoline is significantly lower in Duluth than in Surrey. Furthermore, while both cities have comparable public transport base fares, Duluth's monthly pass is considerably cheaper. This combination makes daily commuting and general transport use substantially less expensive in Duluth than in Surrey.

Food costs tell a mixed story. While basic groceries like bread, milk, and eggs are generally cheaper in Duluth, the prices for restaurant meals and dining out are significantly higher. A mid-range restaurant experience for two people costs nearly double in Surrey compared to Duluth. Conversely, an inexpensive restaurant meal is marginally cheaper in Duluth, reflecting a potential trade-off between dining out affordability and the cost of groceries.

Healthcare and childcare expenses show distinct differences. Healthcare costs are not directly comparable, but childcare is a clear point of divergence. The average monthly childcare fee in Duluth is substantially higher than in Surrey. This significant difference in childcare costs is a crucial factor for families considering relocation to either city.

In terms of quality of life metrics, Surrey generally scores better. Commute times are considerably shorter in Surrey, contributing to a potentially less stressful daily routine. However, Surrey also reports higher levels of air pollution, which could impact long-term health. Duluth has cleaner air but longer average commute times and reports higher rates of violent crime, presenting different lifestyle trade-offs. Both cities have similar environmental quality scores, indicating comparable levels of environmental concerns overall.