Surrey vs. Sioux Falls: Detailed 2026 Cost of Living & Quality Comparison

This report provides a detailed comparison between Surrey, Canada, and Sioux Falls, USA, focusing on cost of living, economic indicators, and quality of life metrics. While Sioux Falls offers a significantly lower cost of living and higher average income, Surrey demonstrates a higher quality of life and more robust economic indicators. The choice between the two cities depends on individual priorities regarding affordability, lifestyle, and economic opportunities. Surrey, located in British Columbia, Canada, is one of the fastest-growing cities in North America. Sioux Falls, situated in South Dakota, USA, is a major economic hub in the Midwest. Both cities offer distinct advantages and disadvantages in terms of cost of living, economic growth, and quality of life. This report examines key metrics to help determine which city may be better suited for relocation or investment.

Overall Cost of Living Index

Climate Index

88.6 / 45.6

Cost of Living Index

67.6 / 60.9

Surrey   Sioux Falls

Surrey: 119.67 Sioux Falls: 60.91 Sioux Falls has a substantially lower cost of living, making it more affordable for residents. This is reflected in housing, transportation, and daily expenses.

Housing Costs

Health Care Index

67.2 / 65.9

Pollution Index

32.3 / 19.5

Surrey   Sioux Falls

Surrey: 1-Bedroom Apartment: $2,200/month 3-Bedroom Apartment: $3,500/month Property Price-to-Income Ratio: 12.3 Sioux Falls: 1-Bedroom Apartment: $1,297/month 3-Bedroom Apartment: $2,055/month Property Price-to-Income Ratio: 2.74 Sioux Falls offers significantly more affordable housing options compared to Surrey.

Daily Expenses

Purchasing Power Index

121.1 / 192.7

Quality of Life Index

161.1 / 207.7

Surrey   Sioux Falls

| Category | Surrey (Index) | Sioux Falls (Index) | ||-|| | Groceries | 125.0 | 90.0 | | Transportation | 130.0 | 85.0 | | Healthcare | 140.0 | 100.0 | | Utilities | 110.0 | 95.0 | Sioux Falls has lower expenses in most categories, particularly groceries and transportation.

Income and Employment

Safety Index

35.5 / 57.2

Traffic Commute Time Index

36.7 / 35.4

Surrey   Sioux Falls

Surrey: Average Monthly Net Salary: $4,500 GDP Per Capita: $96,000 Sioux Falls: Average Monthly Net Salary: $4,262 GDP Per Capita: $74,600 While Sioux Falls has a lower GDP per capita, its lower cost of living makes it more affordable for residents.

Economic Growth

Surrey: GDP Growth Rate: 1.25% Sioux Falls: GDP Growth Rate: 2.89% Sioux Falls demonstrates stronger economic growth, indicating a more dynamic and expanding economy.

Safety and Health

Surrey: Safety Index: 85.0 Health Care Index: 80.0 Sioux Falls: Safety Index: 75.0 Health Care Index: 65.0 Surrey has a higher safety index and better healthcare infrastructure, making it a safer and healthier place to live.

Environment

Surrey: Climate Index: 70.0 Sioux Falls: Climate Index: 45.5 Surrey has a milder climate compared to Sioux Falls, which experiences harsher winters.

Quality of Life Index

Surrey: 75.0 Sioux Falls: 65.0 Surrey scores higher in overall quality of life, reflecting its better infrastructure, amenities, and lifestyle offerings. | Metric | Surrey | Sioux Falls | |||| | Cost of Living Index | 119.67 | 60.91 | | Average Income | $4,500 | $4,262 | | Economic Growth Rate | 1.25% | 2.89% | | Quality of Life Index | 75.0 | 65.0 | Choose Sioux Falls if: You prioritize affordability, lower daily expenses, and a dynamic economy. Choose Surrey if: You prioritize a higher quality of life, better healthcare, and a safer environment. Both cities offer unique advantages, and the decision ultimately depends on individual priorities and lifestyle preferences.