Teresina vs. Kolkata: Detailed 2026 Cost of Living & Quality Comparison

Teresina presents a more expensive housing market relative to its residents' earnings compared to Kolkata. The city's average net monthly salary is lower at $417.20 than Kolkata's $458.52. However, Teresina boasts a higher GDP per capita ($19,000) versus Kolkata's ($9,200), suggesting potentially more significant economic opportunities or a higher cost of doing business. The mortgage interest rates are substantially higher in Teresina at 12.0% compared to Kolkata's 9.8%, which could significantly impact long-term housing affordability despite the higher property prices. Both cities show similar population growth rates around 0.7%, indicating comparable demographic trends.

Kolkata demonstrates significantly lower transportation costs. Monthly public transport passes cost just $2.72 versus $48.00 in Teresina. Taxi rides are also substantially cheaper in Kolkata ($0.63) than Teresina ($1.92). Basic utilities for an 85m² apartment are slightly higher in Teresina ($120.00) than Kolkata ($63.97). Food costs vary considerably, with Kolkata being much cheaper for groceries and local meals, though mid-range restaurant costs are slightly lower in Teresina ($54.00 for two) than in Kolkata ($54.44).

Kolkata generally offers a superior quality of life based on key indices. The city scores significantly better on safety (62 vs 32), healthcare (82 vs 55), and environment (68 vs 50) compared to Teresina. While Teresina has a slightly higher overall quality score (109.91 vs 108.31), this masks significant challenges in safety, healthcare access, and environmental quality. Kolkata performs notably better in education quality (75 vs 50) and public services (70 vs 45), contributing to its higher quality-of-life ranking despite the economic trade-offs.

Kolkata offers substantially lower childcare costs, with monthly preschool fees at $36.35 versus $1,000.00 in Teresina. Monthly cinema tickets are significantly cheaper in Kolkata ($1.90) compared to Teresina ($20.00). Fitness club memberships show a smaller disparity, with Kolkata at $14.21 versus $100.00. These differences highlight Kolkata's more affordable lifestyle for families, particularly concerning childcare and entertainment expenses.

Kolkata presents a more affordable and higher-quality living environment overall, with better safety, healthcare, and public services. While Teresina offers higher earning potential and potentially more economic growth opportunities, its significantly higher cost of living, particularly for housing, and poorer quality-of-life indicators make it a less attractive option for most residents. Kolkata's lower transportation costs, more affordable childcare, and better educational quality further enhance its appeal despite the lower net salaries and higher mortgage rates.