Wollongong vs. Lincoln: Detailed 2026 Cost of Living & Quality Comparison

This report provides a detailed comparison of Wollongong, Australia, and Lincoln, United Kingdom, focusing on cost of living, quality of life, economic factors, and other key indicators. Both cities offer distinct advantages and disadvantages, making them suitable for different priorities. Wollongong generally has a lower cost of living but faces challenges with safety and healthcare, while Lincoln boasts higher salaries and better safety but comes with a higher cost of living and lower healthcare scores. The choice between these cities depends on individual priorities, such as budget, career opportunities, and lifestyle preferences.

Wollongong

Climate Index

94.3 / 56.7

Health Care Index

73.2 / 77.6

Wollongong   Lincoln

Groceries: Groceries in Wollongong are moderately priced, with a cost of living index of 89.3 (relative to Sydney). Daily groceries for a family of four can cost around $200–$250 AUD per week. Transportation: Public transport is affordable, with a monthly pass costing approximately $100 AUD. Fuel costs are moderate, around $1.70 AUD per liter. Utilities: Basic utilities for an 85m² apartment cost around $200 AUD per month, including electricity, gas, water, and internet. Property: Property prices in Wollongong are relatively affordable, with a price-to-income ratio of 4.5. The average price per square meter ranges from $400–$600 AUD depending on the location.

Lincoln

Pollution Index

29.1 / 22.4

Safety Index

52 / 64

Wollongong   Lincoln

Groceries: Groceries are slightly more expensive, with a cost of living index of 91.46. A family of four might spend around £250–£300 GBP per week on groceries. Transportation: Public transport is cheaper than in many UK cities, with a monthly pass costing around £50 GBP. Fuel costs are low, at approximately £0.77 GBP per liter. Utilities: Utilities for an 85m² apartment cost around £150 GBP per month, including electricity, gas, water, and internet. Property: Property prices are significantly higher, with a price-to-income ratio of 2.51. The average price per square meter ranges from £1,800–£1,900 GBP, depending on the location.

Wollongong

Traffic Commute Time Index

32.4 / 14

Wollongong   Lincoln

Safety: Wollongong has a safety index of 63.95, which is below the national average. Crime rates are a concern, particularly in certain suburbs. Healthcare: Healthcare is moderately accessible, with a healthcare index of 77.62. There are public hospitals and private healthcare options available. Environment: Pollution levels are moderate, with an environmental index of 22.39. The city has a temperate climate with mild winters and warm summers. Cultural Amenities: Lincoln scores higher in cultural activities, with a quality of life index of 91.46, while Wollongong's quality of life index is 89.3.

Lincoln

Safety: Lincoln has a higher safety index of 63.95, making it a safer city compared to Wollongong. Healthcare: Healthcare is less accessible, with a healthcare index of 77.62. Public healthcare facilities are limited, and private options can be costly. Environment: Pollution levels are lower, with an environmental index of 22.39. Lincoln has a colder climate with harsh winters. Cultural Amenities: Lincoln scores higher in cultural activities, with a quality of life index of 91.46.

Wollongong

GDP Per Capita: AUD 85,000 (2026 estimate) Annual GDP Growth: 2.5% Unemployment Rate: 6.8% Property Price-to-Income Ratio: 4.5

Lincoln

GDP Per Capita: GBP 74,600 (2026 estimate) Annual GDP Growth: 2.89% Unemployment Rate: 4.2% Property Price-to-Income Ratio: 2.51 Wollongong and Lincoln are both attractive cities for different reasons. Wollongong offers a lower cost of living and a more temperate climate, making it ideal for those seeking affordability and a relaxed lifestyle. Lincoln, on the other hand, provides higher salaries, better safety, and more cultural amenities, making it suitable for those prioritizing career opportunities and quality of life. The choice between these cities depends on individual priorities, such as budget, career goals, and lifestyle preferences.