Surabaya vs. Baghdad: Detailed 2026 Cost of Living & Quality Comparison

Surabaya Surabaya Image by:Ferdinand F Eman
Baghdad Baghdad Image by:Muhammad Nabeel

Introduction

This report provides a detailed comparison of Surabaya and Baghdad across key dimensions of cost of living and quality of life, based on available data. While both cities present unique opportunities, the analysis reveals significant differences in affordability, living conditions, and economic factors. Surabaya generally emerges as a more affordable and potentially safer option, albeit with lower GDP figures, while Baghdad offers higher purchasing power in some categories but faces substantial challenges regarding safety, infrastructure, and environmental quality.

Quality of Life and Safety

Surabaya demonstrates substantially superior quality of life metrics compared to Baghdad. The city's pollution index is significantly lower (15.3 vs. 92.2), contributing to better air quality and potentially longer life expectancy. Commute times are considerably shorter in Surabaya (average 15 minutes) than in Baghdad (average 53 minutes), reducing daily stress and improving work-life balance. Furthermore, Surabaya's overall safety perception is markedly better, with significantly lower violent crime rates, making it a more secure environment for residents. The city's quality of life score is considerably higher (65) than Baghdad's (60), reflecting these advantages across multiple dimensions.

Cost of Living

Baghdad presents a mixed picture regarding the cost of living compared to Surabaya. While the average monthly net salary in Baghdad ($637.82) is slightly higher than in Surabaya ($487.72), the increased purchasing power is largely offset by higher costs for essential goods and services. Groceries are approximately 30% more expensive in Baghdad, while transportation costs are nearly double. Although utilities are slightly cheaper in Baghdad ($109.20 vs. $134.20), the higher costs for food, housing, and transportation negate this advantage. The overall cost of living in Baghdad is considerably higher than in Surabaya, particularly when considering the premium for basic necessities.

Transportation and Utilities

Baghdad's transportation infrastructure presents significant challenges compared to Surabaya. The average commute time of 53 minutes daily reflects extensive traffic congestion, making daily travel inefficient. Public transportation options are limited and often unreliable, forcing many residents to rely on private vehicles or taxis, which adds to the transportation cost burden. In contrast, Surabaya offers more efficient public transport options with lower fares. Regarding utilities, Baghdad's costs are substantially higher, particularly for internet and basic home services. The monthly utility bill for a standard apartment in Baghdad ($109.20) is nearly double that in Surabaya ($54.20), reflecting the difference in infrastructure and service provision.

Housing and Overall Comparison

Housing represents one of the most significant cost differences between the two cities. While the price per square meter for apartments in central Baghdad ($3,895.75) is nearly three times higher than in Surabaya ($2,000), the absolute cost of a 85m² apartment in the city center is still substantially lower in Surabaya ($170,000) than in Baghdad ($330,000). This indicates that while Surabaya offers significantly more affordable housing options, the difference in absolute cost is substantial. Considering all factors together, Surabaya presents a more favorable profile for quality of life and safety, despite its lower GDP per capita ($10,000 vs. $12,700). The combination of lower costs, better safety, and improved environmental conditions makes Surabaya the preferable choice for most individuals and families seeking a comfortable and secure living environment.
Climate Index
55.7 / 36.5
Cost of Living Index
27.2 / 34.2

Surabaya   Baghdad

Health Care Index
68.9 / 36.9
Pollution Index
55.9 / 92.2

Surabaya   Baghdad

Property Price to Income Ratio
28.7 / 20.9
Purchasing Power Index
30.8 / 55.8

Surabaya   Baghdad

Quality of Life Index
104.9 / 60.1
Safety Index
63.1 / 46.3

Surabaya   Baghdad

Traffic Commute Time Index
32.8 / 53.1

Surabaya   Baghdad

Real estate & living comparison

Surabaya Baghdad
Buy Apartment Price » Price per Square Meter to Buy Apartment in City Centre 2300.13 USD 3895.75 USD
Buy Apartment Price » Price per Square Meter to Buy Apartment Outside of Centre 1129.94 USD 1430.58 USD
Rent Per Month » 1 Bedroom Apartment in City Centre 309.96 USD 524.51 USD
Rent Per Month » 1 Bedroom Apartment Outside of City Centre 150.26 USD 326.91 USD
Rent Per Month » 3 Bedroom Apartment in City Centre 1317.4 USD 858.1 USD
Rent Per Month » 3 Bedroom Apartment Outside of City Centre 645.95 USD 600.59 USD
Salaries And Financing » Annual Mortgage Interest Rate (20-Year Fixed, in %) 7.5 USD 3.65 USD
Salaries And Financing » Average Monthly Net Salary (After Tax) 298.75 USD 637.82 USD
Salaries And Financing » GDP Growth Rate: 5.05 USD 2.94 USD
Salaries And Financing » GDP Per Capita ($) : 13900 USD 12700 USD
Salaries And Financing » Population Growth Rate: 0.73 USD 1.99 USD
Buy Apartment Price » Price per Square Meter to Buy Apartment in City Centre 2300.13 USD 3895.75 USD
Buy Apartment Price » Price per Square Meter to Buy Apartment Outside of Centre 1129.94 USD 1430.58 USD
Childcare » International Primary School, Annual Tuition per Child 9069.15 USD 3614.15 USD
Childcare » Private Full-Day Preschool or Kindergarten, Monthly Fee per Child 296.38 USD 181.16 USD
Clothing And Shoes » Jeans (Levi's 501 or Similar) 61.56 USD 30.09 USD
Clothing And Shoes » Men's Leather Business Shoes 80.02 USD 46 USD
Clothing And Shoes » Nike Running Shoes (Mid-Range) 72.12 USD 71.95 USD
Clothing And Shoes » Summer Dress in a Chain Store (e.g. Zara or H&M) 38.04 USD 39.77 USD
Markets » Apples (1 kg) 2.47 USD 1.22 USD
Markets » Bananas (1 kg) 1.46 USD 1.06 USD
Markets » Beef Round or Equivalent Back Leg Red Meat (1 kg) 8.11 USD 13.8 USD
Markets » Bottle of Wine (Mid-Range) 26.67 USD 13.54 USD
Markets » Bottled Water (1.5 Liter) 0.43 USD 0.61 USD
Markets » Chicken Fillets (1 kg) 3.05 USD 4.76 USD
Markets » Cigarettes (Pack of 20, Marlboro) 2.07 USD 1.71 USD
Markets » Domestic Beer (0.5 Liter Bottle) 1.81 USD 2.19 USD
Markets » Eggs (12, Large Size) 1.29 USD 1.75 USD
Markets » Fresh White Bread (500 g Loaf) 1.28 USD 0.8 USD
Markets » Imported Beer (0.33 Liter Bottle) 3.11 USD 2.22 USD
Markets » Lettuce (1 Head) 0.99 USD 0.59 USD
Markets » Local Cheese (1 kg) 8.89 USD 4.57 USD
Markets » Milk (Regular, 1 Liter) 1.27 USD 1.26 USD
Markets » Onions (1 kg) 1.97 USD 0.65 USD
Markets » Oranges (1 kg) 2.29 USD 1.01 USD
Markets » Potatoes (1 kg) 1.33 USD 0.67 USD
Markets » Tomatoes (1 kg) 1.78 USD 0.74 USD
Markets » White Rice (1 kg) 0.89 USD 1.55 USD
Rent Per Month » 1 Bedroom Apartment in City Centre 309.96 USD 524.51 USD
Rent Per Month » 1 Bedroom Apartment Outside of City Centre 150.26 USD 326.91 USD
Rent Per Month » 3 Bedroom Apartment in City Centre 1317.4 USD 858.1 USD
Rent Per Month » 3 Bedroom Apartment Outside of City Centre 645.95 USD 600.59 USD
Restaurants » Bottled Water (0.33 Liter) 0.24 USD 0.22 USD
Restaurants » Cappuccino (Regular Size) 1.59 USD 3.39 USD
Restaurants » Combo Meal at McDonald's (or Equivalent Fast-Food Meal) 2.96 USD 7.61 USD
Restaurants » Domestic Draft Beer (0.5 Liter) 2.67 USD 3.8 USD
Restaurants » Imported Beer (0.33 Liter Bottle) 4.45 USD 3.8 USD
Restaurants » Meal at an Inexpensive Restaurant 1.48 USD 4.18 USD
Restaurants » Meal for Two at a Mid-Range Restaurant (Three Courses, Without Drinks) 11.86 USD 38.04 USD
Restaurants » Soft Drink (Coca-Cola or Pepsi, 0.33 Liter Bottle) 0.6 USD 0.42 USD
Salaries And Financing » Annual Mortgage Interest Rate (20-Year Fixed, in %) 7.5 USD 3.65 USD
Salaries And Financing » Average Monthly Net Salary (After Tax) 298.75 USD 637.82 USD
Sports And Leisure » Cinema Ticket (International Release) 2.67 USD 7.61 USD
Sports And Leisure » Monthly Fitness Club Membership 20.15 USD 46.81 USD
Sports And Leisure » Tennis Court Rental (1 Hour, Weekend) 7.06 USD 20.26 USD
Transportation » Gasoline (1 Liter) 0.76 USD 0.58 USD
Transportation » Monthly Public Transport Pass (Regular Price) 8.89 USD 20.92 USD
Transportation » One-Way Ticket (Local Transport) 0.41 USD 0.76 USD
Transportation » Taxi 1 Hour Waiting (Standard Tariff) 2.67 USD 7.61 USD
Transportation » Taxi 1 km (Standard Tariff) 0.47 USD 1.52 USD
Transportation » Taxi Start (Standard Tariff) 0.52 USD 3.04 USD
Transportation » Toyota Corolla Sedan 1.6 (or Equivalent New Mid-Size Car) 34403.49 USD 19565.31 USD
Transportation » Volkswagen Golf 1.5 (or Equivalent New Compact Car) 26377.59 USD 21304.45 USD
Utilities (Monthly) » Basic Utilities for 85 m2 Apartment (Electricity, Heating, Cooling, Water, Garbage) 92.01 USD 209 USD
Utilities (Monthly) » Broadband Internet (Unlimited Data, 60 Mbps or Higher) 19.15 USD 41.21 USD
Utilities (Monthly) » Mobile Phone Plan (Monthly, with Calls and 10GB+ Data) 5.15 USD 20.61 USD
Population 6,556,000 6,183,000

Last updated: 2026-03-09

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